Best Health Insurance Plans

We furnish the best Health Insurance Plans based on the Mint Money ratings A,B and C. We extracts the A rated plans as follows; 

 

 Individual plans

(Sum Insured Rs 5 Lakh)

 
 

35 Years

       

Sl

Insurer

Product

Premium(Rs)*

Rating

Score (%)

1

ICICI Lombard

Health Protect 6,195 A 84

2

Religare Health

care 5,162 A 74

3

Oriental Insurance

Individual  Medi shield Policy 5,787 A 69

4

Apollomunich

Easy health Standard 6,137 A 68

5

HDFC Egro

Health surakhsa silver 5,582 A 66
           

Sl

45 years

       

1

ICICI Lombard

Health Protect 7,902 A 84

2

Apollomunich

Easy health Standard 6,945 A 75

3

Religare Health

Care 6,788 A 74

4

Oriental Insurance

Individual  Medishield Policy 6,918 A 69

5

Universal Sompo

Complete Health Care 7,285 A 68

6

Reliance General

Health Gain 8,161 A 68

7

Apollomunich

Optima Restore 8,258 A 68

8

HDFC Egro

Health surakhsa silver 6,718 A 66

9

Future Generali

Health Surakhsa Gold 8,660 A 66
           

Sl

65 years

       

1

ICICI Lombard

Health Protect 30,226 A 76

2

Iffco Tokio

Individual  Medishield Policy 18,528 A 70

3

Religare Health

Care 17,798 A 69

4

Apollomunich

Easy health standard 23,028 A 68

5

HDFC Egro

Health surakhsa silver 20,992 A 66
           

Sl

70 Years

(Sum Insured 10 Lakhs)

     

1

ICICI Lombard

Health Smart 43,773 A 91

2

Religare Health

Care 34,818 A 69
           

 

 

Family Floater Plans

(Sum Insured Rs 10 Lakh)

 

35 Years

(2 Adults+ 2  Children)

     

Sl

Insurer

Product

Premium(Rs)*

Rating

Score (%)

1

ICICI Lombard

I Health 16,735 A 91

2

Reliance General

Health Gain 17,543 A 75

3

Religare Health

care 17,339 A 74

4

Tata AIG

Medi Prime 17,773 A 71

5

New India Insurance

Floater mediclaim 11,551 A 69

6

Universal Sompo

Complete Health Care 17,212 A 68

7

Apollomunich

Optima Restore 19,184 A 68

Sl

45 years

       

1

ICICI Lombard

I Health 19,554 A 91

2

Reliance General

Health Gain 19,656 A 75

3

Religare Health

care 20,224 A 74

4

Tata AIG

Medi Prime 20,256 A 71

5

New India Insurance

Floater mediclaim 15,978 A 69

6

Apollomunich

Optima Restore 21,653 A 68

7

Universal  Sompo

Complete Health Care 21,436 A 68
           
           

Sl

65 years

(2 Adults)

     

1

ICICI Lombard

Health Smart plus 56,235 A 84

2

Reliance General

Health Gain 51,832 A 70

3

Religare Health

care 35,986 A 69

4

Apollomunich

Optima Restore 54,056 A 68

5

HDFC  Egro

Health surakhsa silver 50,382 A 66

   *Premiums are including service tax                     Source: Mint Money Dated 12th Jan 2015#

#Mint Money has published the mediclaim insurance ratings based on Pricing, Claims repudiation, Pre-existing exclusions, Co-pay, Disease waiting period, Disease wise capping, Sub limits on room rent and No claim bonus.

Last modified on Wednesday, 02 March 2016 05:51

Prakash Praharaj

Shri Prakash Praharaj has a passion for excellence. He has been awarded two gold medals for securing top positions both in Graduation and Post Graduation in Commerce. He is an MBA with specialization in Finance and marketing. He has been awarded Diploma in Treasury, Investment and Risk Management besides CAIIB from the Indian Institute of Bankers. He is a Certified Financial PlannerCM from the Financial Planning standards Board, India (FPSB), affiliated to FPSB, Denver, USA and Certified Personal Financial Adviser from NISM. He is also a SEBI registered Investment Adviser vide Reg. no. INA 000000045 dated 2nd August 2013.His book "Your Every day guide to Personal Finance and Insurance" has been published by CNBC TV 18 in August 2015.

5 comments

  • Financial Planning

    posted by Financial Planning

    Thursday, 13 August 2015 15:39

    Thanks for sharing health insurance plans. Now a days, having a health insurance plan is undoubtedly an important thing for all of us.

    Report
  • Sujata Aniruddha Sapkal

    posted by Sujata Aniruddha Sapkal

    Friday, 03 July 2015 05:47

    Comparative study of the best health insurance plans. useful information will help you to select the best health insurance for you.

    Report
  • Carlton

    posted by Carlton

    Thursday, 21 May 2015 10:13

    Thanks for the good writeup. It in truth was once a amusement
    account it. Glance complex to more delivered agreeable from you!
    However, how can we communicate?

    Report
  • sujata

    posted by sujata

    Tuesday, 21 April 2015 12:27

    good article and everyone should know this.

    Report
  • durga

    posted by durga

    Sunday, 29 March 2015 04:57

    Good informative article!

    Report

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