Life Insurance: Best ULIPs( Five star Funds)

Comparative returns (31st January 2013)

Now customers can ascertain the comparative returns on ULIPs Funds. Morning Star India has brought out the analysis on the performance of ULIPS. The analysis covers eight categories of Funds and has been assigned star ratings based on their historical performance. We furnish here One year, Three year and Five year comparative returns of 37 five star rated Funds which are serialized on 3 year return basis. 

 

 Sl No.

    Serialised  on 3 year return

Return (%)

 

    Category: Large Cap (Equity exposure >65%)

1 year

3year

5 year

1

   Reliance Group Equity Fund

12.98

12.64

--

      2      

   Bajaj Allianz Life - Equity Plus Pension

11.91

11.18

10.53

3

   Bajaj Allianz Life - Equity Growth Pension Fund

11.97

10.80

7.76

4

   Bajaj Allianz Life - Equity Growth Fund II

12.03

10.34

        ----

5

   Bajaj Allianz Life - Premier Equity Gain Fund

11.09

9.81

8.98

6

   HDFC Standard Life - Growth Fund Investment Group

16.04

9.30

14.65

7

   Bajaj Allianz Life - Premier Equity Growth

10.26

8.79

5.48

   Bajaj Allianz Life - Equity Growth Fund

11.31

7.97

5.06

9

   Bajaj Allianz Life - Equity Plus Fund

12.32

7.39

6.38

10

   Max Life - High Growth Fund

11.94

7.21

6.48

11

   Kotak Mahindra Old Mutual Life -  
   Kotak Classic Opportunities Fund

14.59

7.06

----     

12 

   Kotak Mahindra Old Mutual Life -  
   Kotak Pension Classic Opportunities Fund

14.26

6.85

----

13

   Kotak Mahindra Old Mutual Life -  
   Kotak Pension Opportunities Fund

14.02

6.64

----

14

   ICICI Prudential- Multi Cap Fund Growth

9.20

6.49

----

 

 

 

 

 

 

   Category: Small & Mid Cap

1 year

3 year

5 year

1

  Tata AIA Life - Whole Life Mid-Cap Equity Fund

14.31

6.33

3.56

 

 

 

 

 

 

    Category: Aggressive Allocation (Equity exposure: 50-75%)

1 year

3 year

5 year

1

   ICICI Prudential Life - Group Growth Fund

12.94

8.14

9.04

2

   Max Life - Group Gratuity Growth Fund

9.23

7.41

5.71

3

   Kotak Mahindra Old Mutual Life -
   Kotak Group Balanced Fund

11.96

6.96

4.99

4

   HDFC Standard Life - Vantage Wealth Builder Fund

7.35

6.80

      -----

5

   Tata AIA Life-Whole Life Aggressive Growth Fund

11.91

6.76

6.29

 

 

 

 

 

 

   Category: Moderate Allocation (Equity exposure: 30-50%)

1 year

3year

5 year

1

  Bajaj Allianz Life - Accelerated Gain

12.28

11.52

13.89

2

  SBI Life - Group Growth Plus Fund - ULIP

13.74

10.34

        ---

3

  Bajaj Allianz Life - GROUP ASSET ALLOCATION FUND

9.29

9.57

         ---

  ICICI Prudential Life - Balancer Fund II

11.42

7.99

8.71

5

  ICICI Prudential Life - Balancer Fund IV

11.32

7.95

8.38

6

  ICICI Prudential Life - Health Balancer Fund

11.93

7.41

        ---

7

  Kotak Mahindra Old Mutual Life - Kotak Pension Balanced Fund

11.18

7.23

4.82

8

  LIC of India - Market Plus Balanced

10.40

7.19

7.04

 

 

 

 

 

 

   Category: Conservative Allocation(Equity <30%)

1 year

3 year

5 year

1

   Bajaj Allianz Life - Secure Gain

11.66

9.44

9.97

2

   Bajaj Allianz Life - Stable Gain

12.33

8.99

10.20

3

   Max Life - Group Gratuity Balance Fund

10.10

8.87

8.04

4

   SBI Life - Group Debt Plus Fund - ULIP

11.51

8.71

       ----

5

   SBI Life - Group Balanced Plus Fund - ULIP

12.20

8.68

        ----

6

   max Life - Conservative Fund

11.47

8.33

9.16

 

 

 

 

 

 

    Category:  Flexible Allocation

1 year

3year

5 year

1

   Kotak Mahindra Old Mutual Life -
   Kotak Pension Floor Fund II

10.80

6.51

-

 

 

 

    Category: Intermediate Bond

1 year

3year

5 year

1

   HDFC Standard Life -
   Secure Managed Investment Life II

10.52

9.16

      ----

 

 

 

 

 

 

    Category: Ultra Short Term Bond

1 year

3year

5 year

1

   ICICI Prudential Life - Preserver Fund

9.51

8.52

8.71

 

 

 

 

 

Source: Morning Star India

Note: For clarity on ULIP returns you may refer to a  SEBI registered investment adviser or  fee only certified financial planner.

Select fee only financial planner or adviser as they provide unbiased recommendations to achieve financial freedom, peace and happiness.

 

Last modified on Friday, 16 August 2013 13:39

Prakash Praharaj

Shri Prakash Praharaj has a passion for excellence. He has been awarded two gold medals for securing top positions both in Graduation and Post Graduation in Commerce. He is an MBA with specialization in Finance and marketing. He has been awarded Diploma in Treasury, Investment and Risk Management besides CAIIB from the Indian Institute of Bankers. He is a Certified Financial Planner from the Financial Planning standards Board, India (FPSB), affiliated to FPSB, Denver, USA and Certified Personal Financial Adviser from NISM. He is also a SEBI registered Investment Adviser vide Reg. no. INA 000000045 dated 2nd August 2013.His book "Your Every day guide to Personal Finance and Insurance" has been published by CNBC TV 18 in August 2015.

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