Five Star ULIPs of Life Insurance Companies as on Dec 2013

Morning Star India has brought out the analysis on the performance of ULIPS as on 31st Dec 2013. The analysis covers eight categories of Funds and has been assigned star ratings based on their historical performance. We furnish here One year, Three year and Five year comparative returns and Three year and Five year sharp ratios of 41 five star rated Funds which are serialized on 3 year return basis. 

 

 

Category: Large Cap (Equity exposure >65%)

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

Bajaj Allianz Life - Equity Growth Fund

8.66

7.32

20.20

0.00

0.74

2

Bajaj Allianz Life - Equity Growth Fund II

8.55

8.64

NA

0.10

NA

3

Bajaj Allianz Life - Equity Growth Pension Fund

8.44

8.51

23.49

0.10

0.86

4

Bajaj Allianz Life - Equity Plus Fund

6.38

6.62

20.04

-0.02

0.72

5

Bajaj Allianz Life - Equity Plus Pension

5.06

7.68

23.52

0.02

0.86

6

Bajaj Allianz Life - Growth Plus III

6.54

10.24

NA

0.31

NA

7

Bajaj Allianz Life - Premier Equity Gain Fund

3.70

6.52

22.00

-0.05

0.80

8

Bajaj Allianz Life - Premier Equity Growth

3.54

6.04

20.78

-0.07

0.74

9

Bajaj Allianz Life - Pure Equity Fund

8.77

6.77

21.80

-0.05

0.82

10

Bajaj Allianz Life - Pure Stock Fund

9.31

7.14

21.44

-0.02

0.84

11

Bajaj Allianz Life - Pure Stock Pension Fund

10.56

5.83

25.00

-0.12

0.90

12

Reliance Group Equity Fund 3

4.97

10.37

NA

0.14

NA

13

Tata AIA Life - Future Select Equity Fund

11.69

5.04

16.05

-0.22

0.65

14

Tata AIA Life - Life Select Equity Fund

11.75

5.53

16.71

-0.18

0.68

15

Tata AIA Life - Super Select Equity Fund

12.37

5.44

NA

-0.20

NA

 

 Category: Aggressive Allocation (Equity exposure: 50-75%)

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

ICICI Prudential Life - Group Growth Fund

9.65

8.14

16.29

0.04

0.70

2

ICICI Prudential Life - Pension Multi Cap Balanced Fund

7.48

6.23

NA

-0.17

NA

3

Max Life - Group Gratuity Growth Fund

6.32

6.48

11.50

-0.19

0.56

4

Max Life - Group SuperAnnuation Growth Fund

8.47

6.33

9.51

-0.19

0.39

5

ICICI Prudential Life - Flexi Balanced Fund II

6.60

5.79

12.89

-0.19

0.58

6

ICICI Prudential Life - Flexi Balanced Fund IV

6.71

5.82

12.86

-0.19

0.58

 

 Category: Moderate Allocation (Equity exposure: 30-50%)

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

ICICI Prudential Life - Health Balancer Fund

6.85

7.32

NA

-0.10

NA

2

ICICI Prudential Life - New Invest Shield Balanced Fund

6.00

6.51

10.45

-0.20

0.53

3

Reliance Group Growth Fund 1

5.40

6.40

11.18

-0.20

0.62

4

SBI Life - Group Growth Plus Fund - ULIP

7.09

7.72

NA

-0.04

NA

5

Bajaj Allianz Life - Accelerated Gain

7.85

8.38

18.31

0.09

1.25

6

Bajaj Allianz Life - Asset Allocation Pension Fund

4.83

6.10

11.61

-0.14

0.63

7

ICICI Prudential Life - Balancer Fund II

7.24

7.68

12.69

-0.02

0.70

8

ICICI Prudential Life - Balancer Fund IV

7.27

7.64

12.70

-0.03

0.70

 

 Category: Conservative Allocation(Equity <30%)

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

Bajaj Allianz Life - Secure Gain

6.23

8.29

10.81

0.15

1.06

2

Bajaj Allianz Life - Stable Gain

8.07

8.71

12.41

0.12

0.92

3

ICICI Prudential Life - Group Balanced Fund

6.52

8.06

9.90

0.09

0.74

4

Max Life - Conservative Fund

5.76

8.18

9.77

0.14

0.79

5

Max Life - Pension Conservative Fund

5.82

7.94

8.42

0.05

0.70

6

SBI Life - Group Debt Plus Fund - ULIP

7.45

8.37

NA

0.21

NA

 

 Category: Intermediate Bond

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

ICICI Prudential Life - Pension Protector Fund II

6.36

9.06

7.84

0.67

0.62

2

ICICI Prudential Life - Protector Fund II

6.80

9.31

8.11

0.78

0.70

3

Bajaj Allianz Life - Debt Plus Pension

5.03

8.90

8.48

0.42

0.69

 

 Category: Small and Mid Cap

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

Tata AIA Life - Whole Life Mid-Cap Equity Fund

7.10

5.94

21.09

-0.09

0.66

 

Category:  Flexible Allocation

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

Kotak Mahindra Old Mutual Life - Kotak Advantage Plus Fund II

3.87

4.32

6.72

-1.19

0.08

 

 Category: Ultra Short Term Bond

Returns

Sharpe Ratio

1 Year

3 Year

5 Year

3 year

5 Year

1

ICICI Prudential Life - Preserver Fund

8.90

9.27

8.46

1.23

1.95

 Source: Morning Star India

Last modified on Wednesday, 10 February 2016 06:56

Prakash Praharaj

Shri Prakash Praharaj has a passion for excellence. He has been awarded two gold medals for securing top positions both in Graduation and Post Graduation in Commerce. He is an MBA with specialization in Finance and marketing. He has been awarded Diploma in Treasury, Investment and Risk Management besides CAIIB from the Indian Institute of Bankers. He is a Certified Financial Planner from the Financial Planning standards Board, India (FPSB), affiliated to FPSB, Denver, USA and Certified Personal Financial Adviser from NISM. He is also a SEBI registered Investment Adviser vide Reg. no. INA 000000045 dated 2nd August 2013.His book "Your Every day guide to Personal Finance and Insurance" has been published by CNBC TV 18 in August 2015.

6 comments

  • Sujata Aniruddha Sapkal

    posted by Sujata Aniruddha Sapkal

    Wednesday, 26 August 2015 10:54

    Insightful blog about various ULIP policies.

    Report
  • bestdatingsitesnow.com

    posted by bestdatingsitesnow.com

    Friday, 22 May 2015 15:49

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    Report
  • loanemu

    posted by loanemu

    Friday, 22 May 2015 07:41

    You really make it seem so easy with your presentation but I find this topic to be really something which I think I would never understand. It seems too complicated and very broad for me. I am looking forward for your next post, I will try to get the hang of it!

    Report
  • Durga

    posted by Durga

    Friday, 17 January 2014 07:10

    Very useful article

    Report
  • Vaibhav

    posted by Vaibhav

    Thursday, 16 January 2014 04:52

    Really appreciating your blog as it gave me clarity on current ULIP trend!

    Report
  • Pratik

    posted by Pratik

    Wednesday, 15 January 2014 13:13

    Very useful information

    Report

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