Financial Planning

Financial Planning is the long-term process of managing your own finance so that you can achieve your goals and realize your dreams. It helps you to know; where you are today? Where you want to go? And how to reach the destination?

Benefits of Financial Planning

If you have the time and knowledge, you may be able to do a lot on your own. But most of us are too busy to do proper financial planning on our own. Sometime a specific event or need will trigger the desire for professional financial planning guidance; it may be for buying a house, funding education or marriage of children or planning for retirement. Some aspects of financial planning may be too complex for most people such as calculating how long your retirement savings will last. Further, the recommendations made by the neighborhood advisor or insurance agent may not match your needs. There are advantages in seeking guidance from a professional financial planner, who not only helps you to prepare a proper financial plan but also keep you on track to achieve your goals too.

 

Click here to download Monthly Expenses Tracker

 

Click here to download FD vs Debt Mutual Fund

 

Click here to download What your family should know?

 

Portfolio Management

It includes Risk Profiling, Asset allocation and Monitoring & Review of portfolio. It aims at optimizing on safety, liquidity, return, tax saving, risk appetite and Goal horizon.

About Services

Basic Financial Planning

  1. 1. Setting Financial Road map and Goals

  2. 2. Risk Appetite Test

  3. 3. Cash Flow Analysis(Income expenses)

  4. 4. Net worth analysis

  5. 5. Financial Ratio Analysis

  6. 6. Emergency Fund Planning

  7. 7. Existing Insurance Policies Analysis

  8. 8. Life Insurance Planning

  9. 9. Health insurance Planning

  10. 10. Review of existing investments

  11. 11. Loan/ Debt management

  12. 12. Investment planning

  13. 13. Asset allocation strategy

  14. 14. Children’s future planning (Higher education & Marriage)

  15. 15. Retirement Planning

  16. 16. Vacation Planning

  17. 17. Goals Planning (Buying home, Car)

  18. 18. Income Tax Planning

  19. 19. Our Recommendations

  20. 20. Cash flow projection

Comprehensive Financial Planning

  1. All Services From Basic Financial Planning (1 to 20)

  2. 21.Foreign universities guidance

  3. 22.Estate Planning(Will)

  4. 23.Early retirement Planning

  5. 24.Behavioral coaching

  6. 25.Financial Life Planning

 

 

Click on the link to know more about Childrens’ Higher Education Abroad

 

Click here to download Life Insurance Calculator

 

Click here to download Retirement Corpus

 

Click here to download Capital Gain Tax Calculator

 

Click here to download Income Tax Calculator For Financial Year 2020-21.

 

Click here to download Sample Will Format.

 

Click here to download SIP to foreclose EMI in home Loan.

 

Fee Structure

Basic Financial planning ₹25,000 (Starts from)
Comprehensive Financial Planning ₹30,000 (Starts from)
Financial Planning (NRI) ₹35,000 (Starts from)
Retirement Planning (Senior Citizens) ₹25,000 (Starts from)
Investment Advisory and Management
(Direct Mutual Funds)
1% pa (Maximum) on Assets under Advice